BUSINESS FINANCE BROKERS
There is a large number of business finance options available to SME’s across the United Kingdom. With hundreds of Banks/Lenders and thousands of different finance products available to small and medium sized businesses. So no matter what industry you are in or what your company’s individual circumstances are, we can help you identify what funding options are available.
Ever since the 2008 banking crisis, lending by high street banks to SME businesses has been in decline. The funding gap left by high street banks has in recent years been filled by a large number of alternative lenders. This is great news for small businesses but does represent a challenge in knowing who to speak to and what funding products are available.
WHAT TYPES OF BUSINESS FINANCE DO WE DO?
We can not only look at hundreds of different lenders, we can also compare different facility types so that you as a business owner can make an informed choice on the best funding option.
We work with a large number of Business Loan providers with funding available from £1000 to £20 million. Loan repayments can be spread over 1 month or up to 7 years, these can be flexible or fixed monthly amounts. Business Loans can be unsecured or secured against assets like property.
We can help you release money that is locked up in unpaid customer invoices. If you sell to other businesses B2B and don’t get paid upfront, then you could release up to 100% of those invoice values. Types of Invoice Finance facilities include Factoring, Discounting and Single Invoice.
If you are looking to buy new Vehicles, Machinery or Equipment then you may need to finance it with Asset Finance. This allows you to spread the cost over years and only put a small deposit down upfront. Services include business Hire Purchase, Lease Purchase and Contract Hire.
Trade & Stock Finance
When stock needs to be purchased from your suppliers there are lenders that will finance the transaction. This can be used domestically within the UK or especially when buying from overseas countries like China. This type of finance is very popular with businesses that import.
We can assist with property Bridging Loans starting from £20,000 to £20 million. Bridging finance can be used to purchase new property or to raise funding against buildings you already own. This can be used for Property Investment, Refurbishment, Development and more.
We work with both high street banks and niche lending houses to secure Commercial Mortgages for our clients. We can finance property on both an Owner Occupied and Investment basis like BTL. Including offices, light industrial, warehouses, retail, hospitality, care homes and farms